Question 1

What is a fix and flip loan?

Accepted Answer

A fix and flip loan is a short-term bridge loan used to purchase and renovate a property with the intent to sell it for a profit. Integrated Capital Solutionscovers up to 95% of total project costs, including 100% of rehabilitation costs, with interest charged only on drawn amounts.

Question 2

Does Integrated Capital Solutionsfinance 100% of rehab costs?

Accepted Answer

Yes. Integrated Capital Solutionsprovides up to 100% of rehabilitation costs within the approved budget. Funds are distributed through a draw process as work is completed and verified.

Question 3

How fast can I close a fix and flip loan?

Accepted Answer

Integrated Capital Solutionscan close fix and flip loans in as little as 7 days. Our record closing time is 1 day. You will receive a term sheet within 24 hours of submitting your loan inquiry.

Question 4

What properties qualify for fix and flip financing?

Accepted Answer

Eligible properties include non-owner-occupied SFR, condos, townhomes, 2–4 plexes, and multifamily up to 9 units. ADU conversions are also eligible. Owner-occupied properties, mobile homes, and commercial properties do not qualify.

Question 5

What is Integrated Capital Solutions and who is your audience?

Accepted Answer

Integrated Capital Solutions is a national, direct, private lender (non-bank) specializing in financing solutions for experienced investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible, and reliable funding.

Question 6

What kind of loan products do you offer?

Accepted Answer

We provide short-term bridge loans for fix-and-flip projects and new ground-up construction, as well as long-term financing solutions for rental properties. Our flexible loan options are designed to support investors at every stage of their investment journey.

Question 7

How do I start my loan application process?

Accepted Answer

You can begin instantly and obtain a quick quote at Integrated Capital Solutionscapital.com/app. Once complete, a member of our team will connect with you to gather more information and prepare a term sheet.

Question 8

How quickly can I get approved and funded?

Accepted Answer

Fix & Flip Loans typically close in 5–10 days (record: 1 day). Ground-Up Loans generally close in 7–14 days (record: 2 days). DSCR Loans usually close in 10–20 days (record: 3 days).

Question 9

Do you work with first time investors?

Accepted Answer

We typically work with experienced investors who have completed at least one prior investment. Fix & Flip requires at least one completed project in the past 36 months. Ground-Up requires three completed projects in that period.

Question 10

Do you work with brokers?

Accepted Answer

Yes, we work extensively with brokers and are always looking for new partnerships. Visit our Broker page at Integrated Capital Solutionscapital.com/brokers to learn more.

Fix & Flip

Fix & Flip Loan Details

Transform Properties, Maximize Profits

Key Features of Our Fix & Flip Loan

Industry-Leading Fix & Flip Terms

Market-Leading Leverage

Same-Day Term Sheets

Closings in Days, Not Weeks

Efficient Draw Management

From Application to Funding in Days

Apply Online

Get Pre-Approved

Receive Funding

Renovate & Sell

Fix & Flip Loan - Frequently Asked Questions

Proven Team. Trusted Lending Partner.